Why I Used Trust & Will For Estate Planning Made Easy

How We Finally Got Our Estate Plan Done (Without Paying Attorney Prices)

Disclosure: This post contains affiliate links. If you use my link to purchase Trust & Will, I may earn a commission at no additional cost to you. I only promote products my family personally uses.

I kept putting off getting our estate plan in place for years. Not because I didn't know it was important — I used to work as an estate planning paralegal, so I knew exactly what we didn't have in place. I think that actually made it worse. I knew too much about what a proper trust-based plan should look like, and I knew a good one was going to cost us serious money. And life just kept happening.

Orthodontia for our son. A mortgage refinance to lower our monthly payment. The usual financial whack-a-mole that anyone in their late thirties or early forties is probably very familiar with. Every time I thought about getting the estate plan done, I'd mentally price it out, feel the weight of it, and quietly move it to the bottom of the list.

Then I found Trust & Will. And we got our complete trust-based estate plan done — for our whole family — for $757.60.

The attorney in my husband’s networking group had quoted us $3,500 for the equivalent documents. I'm a frugal person. The math was not hard. I would have kept putting it off to “save up” for the legal services. But I wanted it done sooner, for peace of mind.

"I knew too much about what a proper estate plan should look like — and I knew a good one was going to cost us serious money. That's what kept it on the bottom of the list for years."

What Finally Pushed Me to Do It

I wanted to get it done before Mother's Day. A little gift to myself — finally having something in place that had been keeping me up at night from time to time. As homeowners with a young child and a mix of LLCs, investment and savings accounts, kind of normal assets…I just didn't want to leave things to chance. I didn't want to leave anyone scrambling to figure out what we wanted if something happened to us.

The timing also worked out practically: we had a real estate closing happening in early May for our mortgage refinance, and I knew if the trust was already set up, we could just add the deed transfer as a line item at that closing. So I worked backwards, got the trust set up first, and it worked out exactly as planned. Clean. Efficient. Very satisfying for my brain.

What We Paid and What We Got

Here's exactly what we paid:

Our Trust & Will Purchase (March 2026)

• Trust-Based Estate Plan: $479.20

• Attorney Support Add-On: $239.20

• Essentials Membership (annual updates): $39.20

Total: $757.60

Compared to the attorney quote for equivalent documents: $3,500

For that $757.60, we got 11 documents covering both me and my husband:

Our Family Trust Established

• Revocable Living Trust

• Schedule of Assets

• Certification of Trust

• Trust Funding Guide

For each of us (my husband and myself) individually:

• Pour Over Will

• HIPAA Authorization

• Power of Attorney (template)

• Advance Health Care Directive

That's a comprehensive trust-based estate plan. Not a thin will. Not a single document. A real, full estate plan.

How the Questionnaire Actually Works (From Someone Who Knows)

I want to be honest here: I went into this with a professional eye. I've worked in estate planning. I know what these documents are supposed to say. So I was paying attention.

The questionnaire itself was really straightforward to go through. The biggest topic that took some time — and where I really wanted to make sure we were capturing things correctly — was guardianship for our son. That's the one area where I wanted to be precise. The other piece was making sure a trust actually made sense for our situation given the assets we own and the goals we had.

I will say: you can't customize the trust in quite as much detail through the online platform as you could with a traditional attorney. But that's exactly why I added the attorney support — more on that in a minute. Once we talked through our goals with the attorney assigned to us, we felt really good about what we were able to set up.

"I went into this with a professional eye. The questionnaire was straightforward — and the attorney support filled in the gaps where I needed more customization than the platform alone could offer."

The Attorney Support Was Worth Every Penny

I added the attorney support add-on, and I used it twice. I want to talk about this because I think a lot of people skip it, and I don't think they should.

The first call was before I finalized the documents. I had questions about our guardianship preferences for our son — specifically how to articulate them correctly in the form language. This is not a small thing. If you're a parent, you know that naming a guardian for your child is the emotionally hardest part of this whole process. I wanted to get it right, not just check a box. The attorney was friendly, helpful, and walked me through exactly how to capture what we wanted.

The second call was after the documents were generated. I wanted to confirm we were properly funding the trust — meaning, that we were actually titling our assets correctly so they would be covered by it. Again: friendly, helpful, reassuring. Both calls gave me confidence that we were doing this right.

If you don’t have a legal background, you might feel like you don't need the attorney support. I'd recommend it, if you can afford that add-on. Having someone to sanity-check your decisions — especially on guardianship and trust funding — is worth it.

The Notary Step: What Nobody Tells You

Once the documents were generated and we were happy with them, we printed everything out and then realized: we needed to get them properly signed and notarized.

Several of the documents require both witnesses and a notary. This will be different from state to state, and I was impressed at how clear the instructions were for each document on what was required to make sure it would be enforceable.

We hired a mobile notary to come to our home and had neighbors come over to witness and sign the documents that required it. It felt like a bit of a flurry, but the documents themselves clearly listed out what required a notary, what required witnesses, and what just needed our signatures. Once it was done, it felt really good.

"It felt like a little bit of a flurry — but each document clearly listed out what it needed. Trust & Will handled that part really well."

How It All Lives in Our NokBox Now

If you read my Nokbox post, you know that getting our NokBox set up was actually what pushed me to finally tackle the estate plan. The estate planning folder in the NokBox sat there, looking at me, for months. Now it's full.

All of our signed and notarized documents live in the Nokbox now. I'm also putting together a cover letter for that folder that lists our Trust & Will online login — so that anyone going through the NokBox would know where the documents were generated and could access them both in hard copy and online. It's a nice little belt-and-suspenders move that I think would make things a lot easier for whoever needs to manage our affairs someday.

Who Trust & Will Is a Good Fit For

If you own a home, have savings or investment accounts, have kids, or have any real assets you want to make sure go where you want them to go — Trust & Will is probably going to cover everything you need. It really does contemplate most normal estate planning situations quite thoroughly.

The pricing tiers (as of August 2026) are:

Trust & Will Pricing (approximate)

• Trust & Will Pricing (approximate)

• Will Plan: ~$199 individual / ~$299 couple

• Trust Plan: ~$499 individual / ~$599 couple

• Attorney Support Add-On: ~$299 (one-time, 12 months of access)

• Essentials Membership (annual updates after year one): ~$49/year

My costs reflected a discount that I received, from enrolling into the services with another customer’s discount code. Just like I am sharing with you.

Who Trust & Will Might NOT Be the Right Fit For

I want to be honest about this because that's kind of my whole thing. There are situations where I'd tell you to hire a traditional estate planning attorney instead:

• Special needs planning: If you have a child with special needs and need very specific language around medical expense coverage or preserving eligibility for certain benefits, the platform may feel thin for your situation. This requires specialized drafting that goes beyond what an online tool can offer.

• Multi-owner business interests: If you're in a partnership or have a business with more than one owner, the documents may not give you the customization you need to address what happens to your ownership interest.

• Complex estates: If your financial situation is genuinely complicated — large estates, blended families with significant assets, multiple properties in different states — the investment in a specialized attorney is probably worth it.

But for the vast majority of people reading this? You're probably a good fit.

The Thing That Kept Me From Doing This Sooner

I kept putting this off because I assumed (correctly) it was going to be a multiple four-figure expense working with an attorney — and I didn't want to do something really thin or incomplete online and accidentally end up in a worse position than if we'd had nothing. That's a real concern. A bad estate plan can create problems.

But life always seems to happen. Expenses come up. Bonuses get spent on other things. The estate plan keeps falling to the bottom of the list. Knowing I could get this done efficiently, with actual documents that hold up — at a cost we could actually move forward with — was what finally made it doable for where we are in life.

I wish I'd known sooner that this option existed.

"I didn't want to do something thin online and accidentally be in a worse position than if we'd had nothing. Knowing I could get it done properly — at a cost we could actually move forward with — was what finally made it doable."

Get 10% Off Your Estate Plan

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This is not a small thing you're crossing off your list. This is the thing. The one that takes care of your people if something happens to you. You can do it for less than most people think.

Check it off the list.

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